Install a security or fire alarm system
Keep valuable documents in a safe
Opt for a higher deductible
Make the necessary maintenance work to prevent loss
Competition is strong in the business insurance industry. A number of companies are vying for the market and premiums may vary from one to the other. It pays to shop around when purchasing insurance.
You can request proposals by phone or on line.
Note that a lower premium may also translate into lower coverage. Take the time to compare the coverage offered by each insurer so that you don’t pass up the coverage you’re looking for.