Limits
Habitation

Limits

Your home insurance policy pays out a maximum amount, or limit, when it comes to certain property. In case of a loss, your indemnity will never exceed the amount stated under the policy. If you feel that the limits are lower than the value of some of the items you own, talk to your home insurer or broker and ask for a higher coverage for them.

Property for which coverage is limited under most insurance policies, regardless of the type of loss covered

Goods

Limits

Animals 

$2,000

Boats

$2,000

Gold or silver bars, bank notes and cash

$200

Software

$2,000

Lawn tractors, equipment trailers

$5,000

Securities

$2,000

Personal property used for professional activities

$2,000

Bicycles (including equipment and accessories)

$2,000

Sports and artistic personality cards

$2,000

 

Property for which coverage in case of THEFT is limited under most insurance policies

Goods

Limits

Wine and spirits

$5,000

Jewellery

$2,000

Furs 

$2,000

Manuscripts/stamps/coins

$2,000

Objects made of silver or gold

$5,000

Audio and video media (including CDs and DVDs)

$2,000

Works of art

$10,000

Collections

$2,000

 

Note: The amounts indicated are for information only. Your insurance contract limitations could include higher amounts of insurance. It is worth checking it out.

Examples of property with limited coverage

$1,000 to $2,000

icone de logiciel

Software

icone de bijoux

Jewellery, furs

icone de disque

Audit and video media

icone de chien

Animals

icone de bicyclette

Bicycles

icone de bouclier

$5,000 to $10,000

icone de d'art

Objects made of silver and gold

icone de trophe

Works of art

icone de d'art

Wine and spirits

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