Your business insurance protects you against which disasters? Find out what's covered and what's not.
Your insurance protects you against water damage, but not in all cases. It all depends on the coverage you chose when you purchased your policy (endorsements added) and the cause of the disaster:
Covered if you choose this additional coverage
Automatically covered with an all-risks policy
Damage resulting from the quake: Covered is you have the endorsement
Damage resulting from a fire, an explosion or from smoke following an eathquake: For some, covered by the home insurance policy while for others, covered by endorsement.