You can add additional coverage, or endorsements, for certain risks that are not automatically included under your policy. The most popular are those for sewer backup, water seepage and for swimming pools and spas.
The endorsement covers damage caused by groundwater, including:
The endorsement covers damage caused by groundwater and overflow of a body of water, including:
The endorsement covers damage caused by above ground water, including:
To adequately insure them, you’ll need to add additional coverage to your policy.
Swimming Pool and Spa endorsement covers:
Earthquake coverage is sold under an endorsement. This protection covers damages resulting from the earthquake itself. The coverage is added to the home insurance policy.
Note that a number of insured already have coverage for Damage caused by fire following an earthquake. For some, this coverage is included in their home insurance policy, for others, it is added to insurance policy through an endorsement.