Settlement process in a hit and run
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Police report release
Contact the police as soon as possible. They will fill in and give you the number of the report.
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Contact your insurer
Call your insurer or broker as soon as possible. Send him a copy of the police report number.
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Appraise the damage
Your insurer will examine your vehicle to appraise the damage and establish the cost of repairs. He may suggest a garage for the repairs. You may also choose your own.
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Agree on a settlement
Your insurer will repair your car according to the terms and conditions under your policy.
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Indemnity payment
Depending on the agreement, your insurer may indemnify you or reimburse the garage directly.
You will be compensated if you purchased coverage under Section B of your policy. Your insurer will indemnify you within 60 days following receipt of your request and the supporting documents. For a speedy claims settlement, make sure you have all the relevant documents handy.
The insurer will deduct the amount of the policy deductible from the compensation. A number of insurers offer no deductible coverage for hit and runs. Check it out!
Compensation and deductibles
| Amount to repair your car |
$2, 200 |
| Policy deductible chosen |
$200 |
| Total amount paid by your insurer |
$2, 000 |