Driving without insurance
You're stopped by the police and asked to show your driver's licence, car registration and proof of insurance. For one reason or another, you didn't purchase car insurance!
In such a case, you'll be hit with a very stiff fine. The fine for not being insured can run as high as $2,800.
And what if you're involved in an at-fault accident and have no insurance? You could be liable for the cost of the damage suffered and caused to others.