1. Shop around and ask for quotes from at least three insurers
The premium charged for auto insurance can vary significantly from one insurer to the other.
2. Buy your auto and home insurance from the same insurer
Most insurers offer a discount if you group all your insurance with them.
3. Ask for a higher deductible
Evaluate the savings you make compared to your financial ability to pay this deductible should you have a loss.
4. Know as much as you can about the vehicle you choose
Model and characteristics of your vehicle have an impact on your automobile premium.
5. Drive carefully and respect the Highway Safety Code
Accumulated demerit points usually mean a higher premium!