Do you find the premium quoted by your insurer high? There are some things you can do to reduce your insurance premium.

  1. Shop around and get quotes from three or more agents or brokers.
  2. Buy your auto insurance and your home insurance from the same insurer.
  3. Ask for a higher deductible.
  4. Install an alarm system that is linked to a central monitoring system.
  5. Let your insurer know if major renovations have been made.

Shop around!

The home insurance industry is competitive. A number of insurers cover the same market and rates can vary from insurer to insurer. So it’s to your advantage to contact a few when you’re looking to purchase insurance. You can also get quotes by phone or on line.

However, the lowest premium suggested may also mean less coverage. Make sure you compare the coverage offered by each insurer so that you’re not going without the coverage you want.

Home prevention

Prevent water damages from outside

Water damage is the leading cause of home insurance claims in Quebec. See what are considered good practices around the house.