New roommate

Should you add your new roommate to your insurance contract?

It's important to review your home insurance policy and to list the names of all co-tenants on the insurance policy so that everyone can take advantage of the coverage. This is also a good time to review the policy coverage and amounts. That way you're sure they're adequate and meets everyone's needs.

Is your spouse moving in with you?

By having your name included on the policy, your property is insured. That way you're sure to be covered for damage that's caused unintentionally to others (liability).

Spouses are automatically insured under the policy if they're married or have lived together for more than three years.